The average salary for a credit counselor in the United States is around $52,230 per year.
Avg Salary
Credit counselors earn an average yearly salary of $52,230.
Wages typically start from $38,350 and go up to $80,440.
18% below national average Updated in 2025
Credit counselor earnings by seniority
90th percentile
Top-level credit counselor earnings begin at:
$38.67 per hour
$80,440 per year
75th percentile
Senior-level credit counselor earnings begin at:
$30.81 per hour
$64,080 per year
50th percentile
Mid-level credit counselor earnings begin at:
$25.11 per hour
$52,230 per year
25th percentile
Junior-level credit counselor earnings begin at:
$21.98 per hour
$45,720 per year
10th percentile
Starting level credit counselor earnings begin at:
$18.44 per hour
$38,350 per year
Approximate values based on highest and lowest earning segments.
Credit counselor salary by state
| State Name | Average Salary |
|---|---|
| California | $67,120 |
| Georgia | $64,080 |
| District of Columbia | $63,580 |
| Massachusetts | $63,240 |
| New York | $63,030 |
| Nebraska | $62,510 |
| Washington | $62,360 |
| Minnesota | $62,160 |
| Maryland | $60,450 |
| Oregon | $59,150 |
| New Hampshire | $58,830 |
| Rhode Island | $58,480 |
| Pennsylvania | $58,330 |
| New Jersey | $57,180 |
| Colorado | $57,130 |
| Maine | $55,490 |
| Nevada | $55,480 |
| Connecticut | $54,710 |
| South Carolina | $53,190 |
| Delaware | $52,840 |
| North Dakota | $52,220 |
| Michigan | $52,160 |
| Wisconsin | $52,140 |
| Illinois | $51,930 |
| Virginia | $51,550 |
| Arizona | $51,480 |
| Utah | $51,330 |
| Ohio | $51,160 |
| Idaho | $51,130 |
| New Mexico | $50,390 |
| South Dakota | $48,890 |
| Texas | $48,220 |
| Indiana | $48,180 |
| Kentucky | $48,150 |
| Iowa | $48,130 |
| Alabama | $48,120 |
| Hawaii | $47,280 |
| Louisiana | $47,250 |
| Oklahoma | $46,950 |
| Florida | $46,300 |
| North Carolina | $46,180 |
| Mississippi | $45,990 |
| West Virginia | $45,860 |
| Arkansas | $45,060 |
| Wyoming | $42,580 |
| Puerto Rico | $41,310 |
| Kansas | $40,300 |
| Montana | $40,090 |
| Tennessee | $38,730 |
| Missouri | $30,580 |
How do credit counselor salaries compare to similar careers?
Credit counselors earn about the same as related careers in the United States. On average, they make less than clergies but more than bill and account collectors.
| Career | Median Salary |
|---|---|
| Clergy salary | $61K |
| Mental health counselor salary | $59K |
| Drug & alcohol counselor salary | $59K |
| Family social worker salary | $60K |
| Tax preparer salary | $55K |
| Credit counselor salary | $52K |
| Financial clerk salary | $51K |
| Bookkeeper salary | $51K |
| Rehabilitation counselor salary | $47K |
| Bill and account collector salary | $47K |
Source: CareerExplorer (Aggregated)